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Lone Star Mortgage Solutions

Proudly Providing Texans with Purchase, Home Equity, and Refinance Loans

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Rates for week of Jan 16th 2012

3.625 % 30 Year Fixed APR 3.74%

3.99 No closing costs APR 3.99%

2.875% 15 year APR 3.125%

3.375% NO closing costs APR 3.375%

10 Year fixed 2.75%APR3%

4.5% Jumbo 30 Year Fixed APR 4.75%

3.875% Jumbo 15 Year Fixed

10 year arm 3.25% APR 3.5%

7 year arm 2.75% APR 3%

5 year arm 2.375%APR 2.625%

Rates subject to credit rating and change daily.

*Based on loan amounts of $225,000 and FICO score of 740 or greater. Lower loan sizes and lower credit scores may effect rate
*Subject to credit & income requirements *Rates change daily due to market conditions

Convert 30 year mortgage payment to 3.375% 15 year fixed 250,000K loan with escrows closing costs less than $1000

Today's special rate 3.625% 30 year fixed

3.74% APR

No closing costs loans 3.99% APR 3.99%

for loans over 225K FICO over 740 & LTV 80%

2.875% 15 year year fixed APR 3.125%

No closing costs loans 3.375% 3.375% APR loans over 225K & LTV

80% or less with FICO scores over 740 and escrows

FICO scores less than 740 LTV's over 80% and

Texas Home Equity Loans are subject to pricing adjustments.

Rates change daily depending on market conditions.

call now 214-663-9787

940-728-4000

LNSTARM@verizon.net

Lone Star Mortgage Solutions is committed to helping you find the right mortgage product for your individual need. We understand that every borrower is different, and we offer a variety of products to meet your requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

Learn More

As your personal Mortgage Consultant, it is my goal to make sure that you fully understand the different programs that are available to you. Whether you choose an equity loan, refinance or are purchasing a new home, you will have the knowledge to make a sound decision.

My philosophy is to meet all my customers to make sure that all their questions are answered. After all, this is the largest financial transaction that most people make in their lifetime, so it is important to make sure that you choose the right program.

My commitment to this philosophy allows me to fully understand your objectives, making sure that we work together in choosing the right loan for you Please contact Keith McDonald at:

940-728-4000 office

214-663-9787 cell

Lnstarm@verizon.net

Texas Mortgage Broker # 53252

Hours of Operation: Monday through Friday 8 a.m.-6 p.m.

Nights and weekends by appointment

Submit your application on-line and we will waive your application fee!

Equal Housing Lender Equal Housing Opportunity

Consumer Complaint and Mortgage Broker Recovery Fund Notice

LONE STAR MORTGAGE SOLUTIONS IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE TEXAS SAVINGS AND LOAN DEPARTMENT. ANY CONSUMER WISHING TO FILE A COMPLAINT AGAINST LONE STAR MORTGAGE SOLUTIONS SHOULD COMPLETE, SIGN, AND SEND A COMPLAINT FORM TO THE TEXAS SAVINGS AND LOAN DEPARTMENT, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEB SITE LOCATED AT HTTP://WWW.SML.STATE.TX.US OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550, BY FAX AT (512) 475-1360, OR BY E-MAIL AT smlinfo@sml.state.tx.us

THE DEPARTMENT MAINTAINS THE MORTGAGE BROKER RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN TYPES OF JUDGMENTS AGAINST A MORTGAGE BROKER OR LOAN OFFICER. NOT ALL CLAIMS ARE COMPENSABLE AND A COURT MUST ORDER THE PAYMENT OF A CLAIM FROM THE RECOVERY FUND BEFORE THE DEPARTMENT MAY PAY A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT SUBCHAPTER F OF THE MORTGAGE BROKER LICENSE ACT ON THE DEPARTMENT’S WEB SITE REFERENCED ABOVE.